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Rocket Money review & pricing

Budgeting & subscription app with AI assistant

Not an SEC adviser* Fully verified Verified 2026-10-26
Free planstarts at
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Free plan: yes · Trial: 7-day Premium trial

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Our take: Best at finding forgotten subscriptions, and the free tier is genuinely useful. Bill-negotiation fees are steep unless you're on Premium+.

Best for: Cutting subscriptions and bills

Rocket Money pricing

PlanPriceSource
Free$0source
PremiumChoose your price, typically $7–$14/mosource
Premium+$15/mo + tax (includes Rowan AI, bill negotiation)source

Free plan: yes · Free trial: 7-day Premium trial (source)

What it actually does

Budgetingyes
Planningyes
Portfolio analysisnot listed
Manages moneynot listed

Source: https://www.rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost

The AI part

Rowan, an AI financial assistant by text (Premium+) (source)

Is Rocket Money an SEC-registered investment adviser?

Not found in SEC IAPD

No IAPD firm found. Rocket Money is a budgeting/subscription tool. We searched for “rocket money”. You can check for yourself at adviserinfo.sec.gov.

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Check the current price on their site. Prices change, and we re-verify weekly.

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