Home / Comparisons / Copilot Money vs Rocket Money
Copilot Money vs Rocket Money (2026)
Price, free plan, features and SEC status side by side, from each company's own pages and the SEC database (verified 2026-10-26).
Copilot Money
- Yearly: $95/yr (≈$7.92/mo)
- Monthly: unverified
Free plan: no · Trial: 1 month for new users
Best for: Apple users who want a beautiful, low-effort budget
Our take: The best-looking budget app for Apple users. Budgeting only: its own FAQ says it's not a financial advisor.
Try Copilot MoneyRocket Money
- Free: $0
- Premium: Choose your price, typically $7–$14/mo
- Premium+: $15/mo + tax (includes Rowan AI, bill negotiation)
Free plan: yes · Trial: 7-day Premium trial
Best for: Cutting subscriptions and bills
Our take: Best at finding forgotten subscriptions, and the free tier is genuinely useful. Bill-negotiation fees are steep unless you're on Premium+.
Try Rocket MoneyWe may earn a commission if you sign up through our links. It never changes our data or picks. Disclosure
Feature by feature
| Copilot Money | Rocket Money | |
|---|---|---|
| Starts at | $7.92/mo | Free plan |
| Free plan | no | yes |
| Free trial | 1 month for new users | 7-day Premium trial |
| Budgeting | yes | yes |
| Planning | not listed | yes |
| Portfolio analysis | yes | not listed |
| Manages money | no | not listed |
| SEC-registered adviser | Not found in IAPD | Not found in IAPD |
| AI feature | AI auto-categorizes transactions and learns your spending patterns | Rowan, an AI financial assistant by text (Premium+) |
| Last verified | 2026-10-26 | 2026-10-26 |
Which should you pick?
- Copilot Money is best for: Apple users who want a beautiful, low-effort budget.
- Rocket Money is best for: Cutting subscriptions and bills.
These picks are our editorial opinion. The facts above link to their sources on each app's page.
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