Monarch review & pricing
Budgeting & net-worth app with AI assistant
Free plan: no · Trial: 7 days, payment method required
We may earn a commission if you sign up through our links. It never changes our data or picks. Disclosure
Our take: One of the best budgeting apps. It isn't an AI adviser. Think of it as excellent tracking.
Best for: Couples and households sharing a budget
Monarch pricing
| Plan | Price | Source |
|---|---|---|
| Core | $99.99/yr (≈$8.33/mo); $14.99 monthly | source |
| Plus | $199.99/yr (≈$16.67/mo) | source |
Free plan: no · Free trial: 7 days, payment method required (source)
What it actually does
| Budgeting | yes |
| Planning | yes |
| Portfolio analysis | yes |
| Manages money | not listed |
Source: https://www.monarchmoney.com/pricing
The AI part
AI Assistant ('ask anything'), weekly summaries (source)
Is Monarch an SEC-registered investment adviser?
Not found in SEC IAPD
No IAPD firm matching Monarch Money; 'Monarch' results are unrelated advisers. Monarch is a tracking/budgeting tool. We searched for “monarch money; monarch”. You can check for yourself at adviserinfo.sec.gov.
Check the current price on their site. Prices change, and we re-verify weekly.
We may earn a commission if you sign up through our links. It never changes our data or picks. Disclosure